Financial Advice

We aim to make pensions as easy as possible – that’s why our Member Services Consultants can provide you with one-on-one access to general information and assistance.

However, we appreciate that the retirement process can be confusing, and you may benefit from financial advice. Outlook Financial Solutions (ABN 40 083 233 925 AFSL 240959) offers quality financial advice and referrals are available through your Member Services Consultant.¹

The cost of advice

Personal financial advice is provided by Outlook on a fee-for-service¹ basis. The fees are based on your individual circumstances and discussed with you prior to the preparation of advice, so you know where you stand.

SMARTpension incorporates a Financial Advice Allowance² for individuals who open a SMARTpension. This is an upfront, one-off payment per SMARTpension member.

The Financial Advice Allowance is contributed towards the cost of establishing a financial plan (from an approved Financial Planner) for the purpose of investing in a SMARTpension, from an approved financial planner. SMARTpensions set up with up to $100,000 will attract a Financial Advice Allowance of up to $500. For SMARTpensions over $100,000 the allowance will be up to $750.

Refer to the Product Disclosure Statement  for more information.

Get a referral¹

Preferred fee terms negotiated for RecruitmentSuper, Accountants Super and Australian Enterprise Super members are available only if you contact Outlook with a referral from the Fund.

If you're interested in accessing this service or simply want further information, please contact your local Member Services Consultant by email at  memberservices@smartpension.com.au or call 1300 366 508 between 8.00am and 6.00pm AEST, Monday to Friday.

For further information about Outlook Financial Solutions, visit their website

¹eo Financial Services Pty Ltd offers members this referral service for financial planning and advice services of Outlook Financial Solutions Pty Ltd (ABN 40 083 233 925, Australian Financial Services Licence number 240959) [Outlook]. No recommendation (express or implied) or other information should be acted upon without obtaining personal advice from a Representative of Outlook. Outlook operates on a fee-for-service basis which is disclosed upfront to the member prior to receiving the advice. In some cases where advice results in the acquisition or purchase of a product external to superannuation, Outlook may generate a commission through this product. Where this occurs this will be fully disclosed to the member.

²The Financial Advice Allowance can only be paid to an eo Pty Ltd approved financial planner, where the advice relates to a retirement income stream product and results in the purchase of a SMARTpension.